Insure your future.
We don't buy insurance thinking we will need it tomorrow.
The main reason people put off insuring for long term care is that they do not think it will happen to them and if it does it will be many years in the future.
But what if you are wrong? How would a $10,000 a month long term care expense effect your lifestyle and how would you pay?
The need for long term care can happen at any time, at any age.
Why plan?
Will I ever need it? The fact that this cannot be known in advance creates the necessity for insurance.
The most asked question is: "How much does long term care insurance cost?"
Like other insurance it depends on how much of the risk you want to insure. The premium is based on your age, health and the coverage you want.
You have a choice of either traditional long term care insurance, life insurance or annuity that provide long term care benefits. Some policies can be funded with qualified money (IRA/401k).
I can help you design the most appropriate and affordable plan. I will provide you with quotes from the major companies.
How will you pay for care? |
Why Choose me?
Experience. I have over 20 years of experience helping clients from all walks of life with all phases of long term care planning: education, product selection, plan design, application, underwriting, and claims. I work with clients in all 50 states.
I joined GE Capital as a financial advisor. After five years with GE I decided to become independent and joined Individual Commercial Brokerage (ICB). After the retirement of the owners of ICB I joined Breakthrough Insurance Group (BIG), a Simplicity company.
I represent major insurance companies. I choose those with a strong financial history and low claims complaints. I work for my clients, not the insurance company. The premiums are exactly the same if you work with me or with someone else.
I have talked about long-term care at churches, Rotaries and groups like the National Association of Financial Advisors and over 200 members of the Sacramento County Retired Employees Association. I have given long-term care seminars at universities such as Caltech.
Most people want to know they are dealing with a knowledgeable and trustworthy agent. I provide clients with choices that have maximum flexibility.
Toll Free Phone: 1-888-582-2464
-
- Did you know that 90% of
estates assets are spent on: - 1. Nursing home
- 2. IRS
- 3. Children
- 4. Grandchildren
- 5. Charity
- Did you know that 90% of
Memberships:
Partnership for Long Term Care Certified Agent |
Member:
|
