Long-Term Care Planning Expert
Long-term care can cost $10,000 or more per month. The right plan today ensures your assets — and your family — are protected when it matters most.
Why it matters
Most people delay planning because they don't believe they'll need it. But the uncertainty itself is the reason for insurance.
Without a plan, 90% of estates are depleted by care costs, taxes, and transfers — leaving little for children, grandchildren, or charity.
A $10,000/month care expense can devastate retirement savings in a matter of years. Coverage means you stay in control of how you live.
Premiums are based on age and health. The earlier you plan, the more coverage you can secure — and the more affordable it is.
About Michael
With deep experience in long-term care planning, I help individuals and families design policies that are appropriate for their specific situation — not a one-size-fits-all product.
Partnering with major carriers
Independent & unbiased
As an independent agent, I'm not tied to any single carrier. I shop across the market to find you the most appropriate and affordable coverage — then present quotes side by side so you can make a fully informed decision.
No cost · No obligation
I'll review your information and at our meeting I will present options from the top insurance companies — tailored to your age, health, and financial goals.